1. Introduction

Welcome to GRV Micro Finance. By accessing and using our services, you agree to be bound by the following terms and conditions. Please read them carefully before using our services.

2. Eligibility

To be eligible for our services, you must be at least 18 years old and legally capable of entering into binding contracts. By using our services, you confirm that you meet these eligibility requirements.

3. Services

GRV Micro Finance provides microfinance services, including but not limited to small loans, savings accounts, and financial advisory services. The specific terms and conditions for each service will be outlined in the respective agreements.

4. Application and Approval

All loan applications are subject to our approval process. We reserve the right to reject any application without providing a reason. Approval of a loan application is at our sole discretion and is subject to verification of the information provided.

5. Loan Repayment

Loans must be repaid according to the schedule and terms outlined in the loan agreement. Late payments may incur additional fees and penalties. Failure to repay loans on time may result in legal action and affect your credit rating.

6. Interest Rates and Fees

Interest rates and fees for our services will be clearly stated in the loan agreement. We reserve the right to change interest rates and fees at our discretion, and any changes will be communicated to you in advance.

7. Confidentiality

We are committed to protecting your privacy and personal information. All information provided by you will be kept confidential and used solely for the purpose of providing our services. We will not disclose your information to third parties without your consent, except as required by law.

8. User Obligations

You agree to provide accurate and complete information when applying for our services. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

9. Limitation of Liability

GRV Micro Finance will not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or related to the use of our services. This includes, but is not limited to, damages for loss of profits, goodwill, use, data, or other intangible losses.

10. Termination

We reserve the right to terminate or suspend your access to our services at any time, without prior notice, for conduct that we believe violates these terms and conditions or is harmful to our interests or the interests of others.

11. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of India. Any disputes arising out of or in connection with these terms and conditions will be subject to the exclusive jurisdiction of the courts in India.

12. Changes to Terms and Conditions

We reserve the right to modify these terms and conditions at any time. Any changes will be effective immediately upon posting on our website. Your continued use of our services constitutes your acceptance of the revised terms and conditions.

13. Contact Information

If you have any questions or concerns about these terms and conditions, please contact us at:

GRV Micro Finance
1th Floor, Plot No 409 Sawain, Area, Etmadpur, Agra, Uttar Pradesh 283202
+912269620742
support@grvmicrofinance.in

By using our services, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions