Check Your Loan Eligibility Before You Apply
Get an indicative assessment based on your income, existing obligations, employment profile and credit information. It is a quick way to understand your borrowing capacity before taking the next step.
Check your indicative eligibility
Enter a few basic details. The result is only an indicative assessment and is not a sanction or approval.
Loan Eligibility Checker
FREE ASSESSMENTIndicative Assessment
This is an indicative calculation, not a loan sanction, offer or guarantee of approval. Final eligibility is determined after detailed assessment.
Six things that can influence your loan eligibility
Credit Score & History
A stronger repayment record can support a healthier credit profile.
Monthly Income
Income is considered alongside your existing financial commitments.
Existing Obligations
Current EMIs and other liabilities affect repayment capacity.
Work / Business Profile
Employment or business profile and stability may be reviewed.
Loan Tenure
A suitable tenure can help align repayment with your capacity.
Loan Requirement
The requested amount and product type are assessed against the profile.
Understand your credit profile
CIBIL score is one part of a broader credit assessment. A score alone does not guarantee approval.
Know your CIBIL Score
Pay existing dues on time, keep credit utilisation under control and avoid unnecessary multiple credit applications.
Keep these documents ready
Exact documents vary by loan product, applicant profile and applicable lender requirements.
From eligibility check to application
Enter Details
Provide your basic financial information.
Indicative Check
Understand your estimated repayment capacity.
Document Review
Prepare the documents relevant to your product.
Final Assessment
Applicable lender completes the detailed assessment.
Ready to explore your loan options?
Check your indicative eligibility first, then speak with our team about the next step.