Calculate your EMI before you apply.
Estimate your monthly instalment, total interest and total repayment in seconds. Use the calculator to plan a loan amount and tenure that fits your repayment capacity.
Plan your monthly repayment
Change the loan amount, interest rate or tenure and the results update instantly. The calculation is indicative and actual terms may differ by lender and product.
Enter Loan Details
Make a better borrowing plan
A calculator helps you understand the repayment impact before you proceed with an application.
Plan Your Budget
See the expected monthly commitment and compare it with your comfortable repayment capacity.
Compare Tenures
A longer tenure can reduce the monthly EMI but may increase the total interest paid.
Understand Interest
View the estimated interest component and total repayment alongside the principal.
Borrow Responsibly
Choose a loan amount and tenure that remain practical for your income and existing obligations.
What affects your EMI?
Loan Amount
The principal amount is the starting point for the EMI calculation. A higher loan amount generally results in a higher EMI when other variables remain unchanged.
- Match the amount to your actual requirement.
- Consider existing loan obligations before borrowing.
Interest Rate & Tenure
The interest rate and repayment period both influence the monthly instalment and total cost of borrowing.
- Compare applicable rates and product terms.
- Balance monthly affordability with total interest.
See how the loan can reduce over time
The first 12 instalments are shown as an indicative schedule based on the values entered above.
| Month | Opening Balance | EMI | Principal | Interest | Closing Balance |
|---|
Need help choosing the right loan?
Use your EMI result as a planning guide, then speak with the GRV Microfinance team about the applicable product and eligibility criteria.
Check Eligibility Talk to Our Team